We’ve all experienced it. Sitting in front of a computer or at a bookstore when a quote flashes on the screen or jumps out from a page in a book. It makes a strong impression and we spend the next moment in deep thought. And even though it may be a collection of ten or fewer words strung together, a quote can inspire and motivate us to take action and pursue our goals.

Yet I wouldn’t say that a quote itself, on its own, is powerful.

Power is given to words by the reader. You can read a quote and feel a little tingle but minutes later forget it ever happened. On another occasion, however, when you’re in the right frame of mind, those exact same words will stop you in your tracks and plunge you into deep contemplation. You may even consider walking into the nearest tattoo parlour to inscribe the words on your arm.

What, then, makes you susceptible to a great quote? Surely your willingness to be motivated matters. Also, the state you are in when it appears before your eyes. Timing is paramount.

Think of a quote as a soft, melodious sound, and you as an amplifier. On Monday morning as you read the text the reverberations in your head barely make a peep. On Saturday, though, when circumstances are just right, words will resonate like a symphony, electrifying every atom in your body. That happened to me last month during the Cannes Film Festival as I read a quote in a magazine. Let me tell you, it was like an orchestra went off inside my head. And though I was very familiar with the saying, I scribbled it down on paper as if it were the first time I read it. As if writing it would reinforce its meaning.

The quote: Boldness has genius, power, and magic in it.

So important is the saying that I argue you should read it aloud to yourself regularly. And not just mechanically but with a genuine intention to appreciate what it means. Do it and – I promise you, dear Reader – you’ll benefit both on a professional and personal level.

And on that note, allow me to take you on the first stop of this blog post’s little journey. Beijing. [READ MORE…]



Last Sunday I was walking on St. John’s Wood High Street (London) when I turned a corner and did a double take. A man heading in my direction caught my attention.

He wore: a crimson-coloured sweater with the word Harvard written across it; a Harvard baseball cap bearing an H inside a shield; and a pair of black shorts with the Harvard university motto, Veritas, also inside a shield.

As a Londoner, I’m used to variety. It’s one of the city’s charms. Seeing a fair-skinned woman with pink-dyed curly hair wearing an olive-coloured kimono top splattered with floral designs, black lipstick, candy red shorts, ivory coloured socks and purple Doc Martins. Walking right past St. Paul’s Cathedral. The contrast. I probably wouldn’t bat an eye lid.

This to say I couldn’t care less about the man’s attire. But there was something else. And it took a split-second to put my finger on it. It was the way he walked. His body language. It screamed for attention. Look at me. Look at where I studied. Aren’t I clever?

He saw me look at his sweater and waited. For me to look up. Our eyes met. Mission accomplished. He gave me a smug look and turned away with great satisfaction.

The scene brought back memories of a funny episode from a few years back and I laughed aloud, causing Harvard boy to turn toward me with furrowed eyebrows. As if I were laughing at him. How dare you, his eyes questioned.

No, no, no my good man, I thought to myself. It’s not you I’m laughing at you.

Similars attract, too

A friend, Thomas, had invited me to a get together he organised in an eclectic part of London known as Camden Market one summer evening. [READ MORE…]



Let me begin with a little story.

Some time ago, I established an advisory firm with two other people.

The idea was straightforward: to structure lucrative deals and raise capital from some of the largest investors in the world. [This course explains how.]

With a healthy dose of hustle and persistence my partners and I managed to land a client in Eastern Europe. A logistics business in desperate need of capital. There was little investment appetite domestically so they asked us to source money from abroad. Enter my Rolodex.

After some phone calls and a visit to the Arab Gulf, I convinced a Middle Eastern sovereign wealth fund I knew to look carefully into the proposition.

Note: Up until now, my partners and I had not agreed on how the three of us would share fees. There were broad discussions but nothing had been settled in writing. That’s because from the moment we agreed to launch a business we jumped straight in and sought out clients instead of firming up important partnership matters.

In the months that followed, a great number of e-mails traveled back and forth among all parties (the client, the sovereign wealth fund and our nascent business). Dozens of conference calls took place. Eventually, the Gulf investor made a non-binding offer to acquire a majority stake in logistics business. They also asked for exclusivity for 3 months. We were thrilled. Thereafter began the due diligence process. Next, the investor hired one of the Big Four accounting firms and tasked them with carrying out in-depth financial diligence. At this point, my two partners and I knew there was a chance this deal would materialize.

Even at this point, my partners and I hadn’t agreed on a fee sharing structure, despite encouraging signs of a deal getting done.

Another month passed and then, with roughly another month to go before the deal closed, I received a call from the investor. “Due diligence is progressing very well,” said the investment officer. “Barring any unexpected surprise, we will do the deal.”

I was elated. The sovereign wealth fund would potentially pull the trigger very soon.

I called a meeting with my two partners. The e-mail to them contained one sentence: “Time to discuss fee split.”

The carve out of approximately €1,350,000 was no trivial matter.

The meetup

It was a Saturday morning.

We met in a café a short walk from Hyde Park, right off High Street Kensington. [READ MORE…]


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Success draws attention. Like me, you probably look closely at those who’ve reached the pinnacle of success, perhaps in the hopes that you uncover a hidden truth or secret recipe that will extend your wings and lift you high into the sky.

What is it they do that enables them to achieve so much, you ask yourself. They’ve got two legs, two arms and two eyes. So do we. They regularly head to the toilet to relieve themselves; have relatives who annoy them; get into a bad mood. So do we. What is it?

It’s ingrained in us to seek out the secret sauce of success. It’s a deep-seated human desire.

You look at a prolific inventor or high-flying hedge fund manager and think: were they always that way? Well the answer is NO. They weren’t born the way you see them now, on the cover of Fortune, Wired or Vanity Fair magazine.

They became successful over time.

Success – and failure – is not a singular event. It doesn’t just appear at your doorstep like a pizza delivery. It stems from a series of little steps that occur over a period of time. The little things you do, day in and day out, lead to success or – equally – failure. I recently met Bill Nighy (a great gent). He, like many of his contemporaries (e.g. Judi Dench), spent years training, auditioning and performing to get to where he’s at. It didn’t happen overnight. Similarly, Jeff Bezos spent years working in finance, first, and then cut his teeth as a startup entrepreneur before Amazon became the giant that it is now.

Along the way, these individuals have adopted certain habits and have followed a set of rituals to support their lifestyle. It’s easy to appreciate why they’ve done so. These men and women have tremendously demanding schedules. Their calendars are stuffed with appointments, events, meetings, calls, training sessions and working breakfasts, lunch and dinners. And then there’s their personal affairs, like seeing to family and friends. Consequently, their days are organised in such a way that they’re able to get as much done as possible in the least amount of time. Some of them have jammed schedules 7 days a week, including on holiday because they’re working round the clock, 365 days a week.

[In finance, it’s normal for even junior professionals (e.g. investment bankers) to have full schedules, simply because of the abnormally long hours they work. So it’s not just the high-profile individuals in the sector that are uber busy.]

One of the things that helps individuals manage a very hectic lifestyle and keep them on the path to success is a morning routine. It is the subject of this post. And as you’ll soon learn it often acts as a personal anchor, keeping you focused while also grounded.

And just as no two snowflakes are alike, routines will vary from person to person. Because each of us is unique and we, therefore, have different requirements.

On the importance of routines

High achievers get things done. Period. That’s one of the reasons they’re so successful.

I’ve come to know a number of people most of us would consider extremely successful. What I’ve discovered from spending time with them is that any one day can bring about a whirlwind of activity. And with it, lots of varying emotions. While these special creatures believe strongly that they’re in control of their destiny, they’re fully aware that plans could change from one moment to the next and that obstacles sometimes emerge out of thin air. It is a reality they’ve gotten used to. Yet it doesn’t take away the fact that work, along with its environment, can be very stressful for them. At the level they’re operating at pressures are heightened. The obstacles are larger. The stakes are bigger. Interestingly, these guys and girls thrive on it.

Correspondingly, a morning routine isn’t a feel-good luxury they do for kicks. Don’t mistake it for the Instagram video of a man or woman sitting crossed legged in designer tights with some sitar music playing and a few tea lights burning away, published on social media in order to show one’s alleged spiritual side. More often than not, done to look cool, for lack of a better word. No my friends. The morning routines I speak of are integral to success. They are an absolute must in order for those high achievers to consistently perform at optimum levels.

Discipline, an integral ingredient for success, plays a pivotal part in this. Though I don’t think many of us appreciate it as much as it deserves. Whether you look at a successful financier, business tycoon or entrepreneur, I promise you their discipline will be borderline religious. And the reason, and I alluded to this earlier, is straightforward: it takes time to become a success. It doesn’t happen overnight. A magazine article will tell you that in Month X of Year Y somebody became a global sensation. But it’s never like that.

Discipline also applies to morning routines.

Routines help set the tone for the day and enable you to become significantly more productive over time. When you need to pack more punch into each minute of the day then you need to be in the right frame of mind. A morning routine sets you up for that.

Let’s look at morning routines for some of the world’s most successful people. [READ MORE…]



Some of the most fascinating characters of our time are the high-flying men and women of finance – those razor-sharp individuals who juggle billion-dollar deals while traveling the world first-class, wearing fancy suits, and earning far more than their peers.

And though many types can play this role, one in particular has long been the envy of college students and working professionals around the world: the investment banker, or ‘ibanker’.

A title that elicits both admiration and jealousy

So much hype and glamour has been created around this mythical creature, it’s hardly surprising that the ibanker is seen by most as an extraordinary being.

After I became a banker, whenever I was introduced to new people in a social gathering at a restaurant or someone’s flat, as soon as the words “He’s an investment banker” were uttered, I could see people forming opinions. The look in their eyes, as well as their comportment in the ensuing moments, suggested that my job title had made a real impression.

Some were enthralled and asked all kinds of questions about what I did, how I did it, and why. Others, though, automatically assumed I was a heartless, arrogant shark in search of nothing but profit. These people would sometimes ignore me. Then, there were those who were keen to impress me with a list of their own roles and responsibilities. After questioning me on my day-to-day, the projects I worked on, and the responsibilities I held, they’d speak almost confrontationally about their own jobs, insinuating how much better theirs were to mine.

Still others, who found it mesmerizing that an individual could deal with such large sums of money, were curious to know what was so special about me. In reality, there was nothing special about me – I just had a sexy job title. And whether the person in front of me respected or despised my role, there was no denying that my title packed a punch.

Though it of course depended on the crowd I was in, I generally preferred to say little about my job. First of all, I spent far too many hours of the day in the office. So, when I did get some free time, I simply needed to switch off – and talking about work didn’t help. My sanity depended on such breaks. Secondly, having gone through the experience of telling others I was a banker and fielding the whole gamut of responses, I found it was simply easier to avoid the discussion. I’m not saying it’s tantamount to being a celebrity, but sometimes, especially when meeting new people, you want to fly below the radar.

Investment banking gives you the opportunity to work on headline-grabbing deals

Sometimes people asked for examples of deals I worked on. They were curious to know exactly what I did, and a few sentences summarizing my role didn’t always do the job. Most people know little about investment banking aside from what they see in movies and the news – people dressed in suits playing with numbers and making loads of money.

I lived and breathed these deals, so when people asked me, the answers flowed out of my mouth. “I just wrapped up a USD3 billion capital raise for one of the largest banks in Abu Dhabi,” or, “I’m advising one of Africa’s largest telecommunications companies on a USD500 million acquisition of a regional competitor.”

The moment I started throwing figures around, people raised an eyebrow or two. Most of these people worked on transactions, deals or projects that ranged from thousands and hundreds of thousands to millions of dollars, max. But when you’re working for an investment bank, and for a big one in particular, you may be dealing with billions of dollars day in and day out. And the clients are very recognizable corporate giants.

The media and sensationalism

Portrayals of bankers in movies, TV shows, magazines and newspapers tend to accentuate certain personality traits and attributes. Bankers are often depicted as being:

  • Supremely self-confident, assertive and unafraid to speak up;
  • Highly intelligent;
  • Mathematically adept;
  • Ferociously competitive;
  • Strongly analytical;
  • Excellent communicators; and, of course
  • Filthy rich

We all know the media likes to sensationalize things in order to get more readers and viewers. Also, not all of their coverage is positive, especially in light of the recent global financial crisis. Yet, there’s some truth to how they paint bankers.

Prior to banking, I worked in a number of different sectors but never in a setting with such a high concentration of self-assured self-starters as in an investment bank. To say that the business is competitive is an understatement. People aren’t just comfortable with numbers, they use them like Shakespeare used English: to enchant and dazzle. A good banker can communicate and simplify the most complex financial structures so that even a barber can comprehend them. And, yes, there are some in the business who make shockingly huge amounts of money. Keep in mind, however, the majority of bankers don’t make the hundreds of millions that you read about. Only a handful of individuals make the really big bucks. Nonetheless, a front office banker will make very good money, be able to live in the nicest part of town, and never be deterred from entering a restaurant because of menu prices, to say the least.

There is also truth to the stereotype of bankers as being overly moneydriven. But then again, they work in an investment bank, not a monastery. Every single day, from morning till night, a banker is working with money to make money. They can’t escape it. It is at the core of their business. A bank is like a manufacturing plant that assembles moneymaking machines (ibankers) who will then continually feed the ever-hungry bank with revenues and fees. But this doesn’t mean that bankers have to sacrifice their souls. You can be in the business and remain grounded if you make a conscious effort to do so.

Let’s move on…

The fact that you’re still reading means you want to break into investment banking (ibanking). Good.

Now, you may have some questions running through your head. [READ MORE…]



Brains alone won’t cut it. There are lots of people in business who achieved top grades in school and are able to effortlessly solve a medium to hard level Sudoku puzzle in under five minutes. And that’s before they’ve had their morning coffee. Family connections won’t guarantee success, either. How many people do you know of privileged birth who’ve got influential relatives and friends, yet, despite their personal network, achieve very little? Exactly. That’s because there’s more to success than brains and contacts. Having those two things on your side is without a question a big plus. But becoming a successful dealmaker requires more.

The journey a dealmaker embarks on is tantamount to climbing a mountain. One that is characteristically unforgiving and cruel. Whose ascent will take a long, long time. Where hairpin bends are the norm, not the exception. And where pitfalls and traps abound all along the way, like in an Indiana Jones flick. The dealmaker will not only be prone to regular setbacks but unenviable danger, especially the closer they get to the top. In view of this harsh reality, a brave soul will need more than a fortune cookie message to maintain high spirits. To help counter the doubts that inevitably creep in as the days pass.

They’ll need passion. (Mine is dealmaking)

Its presence in those who defy the odds and make big things happen is unmistakable; its absence in those who fail to do so unsurprising.

And it’s equally relevant to entrepreneurs, actors, artists, screenwriters and teachers.

Just what you need when the going gets tough

Passion encourages you to pursue a new deal after the last one fell through because of forces beyond your control. To launch a new business after the previous one crashed ingloriously; or to write a new film script after your last one was rejected by every agent from LA to London.

Recently, a deal I worked on for over seven months fell through at the eleventh hour as a result of the UK Referendum vote. The sting was particularly acute because the sum (i.e. Success Fee) I expected to receive was large enough to buy an apartment with. A very nice one. In London, New York or Mumbai. Cash. So when this sort of event happens, it has a way of chipping away at your morale. And in the world of high finance, deals always fall through. It’s an understanding you harbour, knowing that the next deal you work on will, again, require a large time commitment and may, again, fall through for any of a number of reasons. But you persist. You crack on, as it were.

Passion motivates you to get up after you fall, as Alfred repeatedly tells Bruce Wayne.

As for me and my deal, I picked myself up, shed a few tears in hiding and then moved on to the next deal.

Where did the romance go?

Importantly, passion also helps you persist when early excitement fades. After all, isn’t coming up with ideas the fun part? In business, that early phase is often considered the honeymoon period, after which the real work begins. Let’s face it, everyone has ideas. Implementing one is the difficult part.

An individual I know, who runs one of the most popular film festivals in the world, once told me, “I’ve seen thousands of filmmakers come through our doors and there’s one thing that unites the ultra-successful ones who’ve managed to keep producing great entertainment over the years: passion.” One of the people he was referring to made the Batman Trilogy.

A powerful force

Passion is like an avalanche. Nothing stands in its way. And you know when it strikes. It tends to elicit a “WOW!”. Maybe even a “SHIT!” if you’re too close.

Be passionate about what you do. When talking to others about it, you’ll brim with excitement. When you are working and are in your element, people’s eyes will grow wide in amazement.

I find that passion exudes a palpable energy. One I can almost taste. If I could I’d take out an empty glass jar, capture it in mid-air and store it for later consumption.

Think of Richard Branson, Steven Spielberg and George Soros. They’re not simply ‘interested’ in entrepreneurship, film or finance, respectively. What they do consumes them to the core. It defines them. They’re driven by a powerful force. [READ MORE…]


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It was a rainy London afternoon. Alex Shiraz placed the official letter on the mahogany table between himself and Norman and sat back in his chair. He wasn’t in the mood to read its contents, let alone comment on the changes his lawyer had made to increase the severity of the notice. Alex had far too much on his mind to preoccupy himself with the despicable actions of a conniving crook. Someone he once thought could potentially become a proper client.

Alex loathed cheats. The business of high finance, however, was replete with them and he’d met his fair share of miscreants. He momentarily focused on a framed picture on Norman’s desk. A black and white family photo. Norman, his wife and three daughters smiling into the camera. The background suggested Oman but Alex wasn’t certain.

“What’s going on?” said Norman. “Don’t you want to read it?”

“Let’s put it on hold,” said Alex.

Norman looked at Alex with surprise but didn’t put up a struggle. He saw the expression of sheer exhaustion in Alex’s eyes.

“That’s fine. You’ve got plenty of time to sue the bastard.”

The Savoy Hotel (two weeks prior)

Alex knew that £200,000 was the best he could get – below the £350,000 he was owed. He thought about it again and accepted the loss. The alternative was taking Daniel to court and that’s not a path he was eager to take, even though he had threateningly voiced the possibility. Were the sum a little higher, perhaps. But he had too much going on at the time and a law suit brought with it far too much negative energy.

Alex extended his arm out. The coffee marks near the bottom of the porcelain cup next to him looked sinister and the remaining drops of white coffee curdled into ugly clouds that, to his gaze and with the natural light that pierced through the glass dome in the Savoy Hotel foyer, foreshadowed trouble. Yet Alex chose to be optimistic. His belief in a favourable outcome, perhaps a bit naive, subdued all negative thoughts.

Their hands met over the table right above a half-eaten plate of scrambled eggs and avocado on brown toast. Alex had little appetite that morning.

He accepted Daniel’s unsteady handshake as guarantee, even though the tenuous grip said otherwise and the perfunctory smile on his face disappeared just as quickly as it formed below the pencil moustache Alex had come to detest.

Alex sat back in his chair, ran his fingers through his hair, bit his lower lip and, without hesitation, firmly addressed the man sitting across from him.

“I hope this matter will finally be resolved.”

“Of course,” said Daniel blankly. “We shook on it.”

There was nothing more to be said. Alex stood up, thanked Daniel for breakfast and left the table. He stepped out of the hotel and opened his umbrella before emerging from the covered entrance into a downpour. He walked onto the Strand and then in the direction of Covent Garden.

Daniel had no intention of paying. [READ MORE…]

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Job hop and survive

Gone are the days of one-job-for-life. That phenomenon is a thing of the past.

Once upon a time being a job hopper was a grave sin and made if insurmountably difficult for you to land a new job. From the moment you sat in front of a prospective employer you were on the defensive against accusations of infidelity. Until recently it was a scarlet letter of sorts. But times have changed.

You can now job hop and more than just survive doing it. Well executed, a job change will enable you to obtain a more senior position (maybe even skip over one) and also get paid a heck of a lot more money.

A guy I knew did just that. The day he showed up at our bank it was to assume his third job in five years.

Adam (not real name)

Adam once held an Associate IBD role within an investment bank. Though he was paid well and worked for a leading bank, his ambition led him to jump to the buy-side where he joined a blue-chip private equity firm. On an exceptional package. Then, having barely memorised the password to his new workplace computer, he sought out his next move, which not long after landed him on the doorstep of my bank with a compensation package whose size could only be surpassed by that of his smile.

With each move Adam skipped a position and negotiated a more enormous pay package. Not bad, right?

Don’t be fooled, his path was anomalous. It would be challenging to replicate what he did. The reason being that his geographic expertise became fashionable almost overnight, making him highly “in demand” within the banking community. The timing was perfect.

It doesn’t mean you shouldn’t consider job hopping. You just need to make a calculated decision.

So if you’ve decided it’s time to jump ship or have simply started thinking about it, then consider these 5 things first.

1. The right reasons

Are you changing jobs because you can’t stand your current one or because a great opportunity has presented itself and it’s just right. Think about it carefully.

You need to have good reasons for moving.

Changing jobs isn’t easy. It’s emotionally draining. You need to make new friends, get used to new routines. Establish new ties and win the approval of new people – not easy in shark-infested waters. Don’t underestimate the politics of banking.

So make sure the change fits with your long-term objective.

2. Speak to your mentor

If you don’t have one then you’re missing out and I would advise you find one fast. And not your line manager. You want someone who isn’t directly dependent on your output. Find someone senior at the bank who, preferably, has a great deal of clout. You want to turn this person into an uncle or aunt figure. That way you can share your personal ambitions with them and know they’ll give you the best advice, whether it’s what you want to hear or not. [READ MORE…]

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“Jargon cloaks what is in reality a very simple business of being an intermediary. Boiled down to its very essence, a big City investment banker’s role isn’t so different from that of a middleman selling goods in a Middle Eastern bazaar. He or she helps a carpet shop owner sell carpets to a customer and takes a cut. The middleman then drinks some fresh mint tea with the owner to celebrate and walks along to the jewellery shop a few doors down to repeat the process with some gold necklaces.”

– A.N. Oveissi, The ibanker and the Golden Cage

A banker is a middleman who benefits when parties it purposely sandwiches itself in-between decide to do business. Think of your friendly next door IBD guy as cupid: he gets paid when two individuals kick it off and jump into bed. Is the banker therefore not highly incentivised to dress both parties nicely, light a candle, play sensual music and make sure the mood is just right? In banking, the more matches are made the bigger the bonus at the end of the year. Consequently, the animal that is the banker is ceaselessly matchmaking.

While it may sound appealing you should note that the pressure is enormous, particularly for junior banker who are responsible for the majority of the work – that ends up making senior bankers rich.

So if you’re able to make a jump into a Family Office (FO) then I would consider it. One cannot say which is better, working in banking or for an FO. But, having worked in both, I can list three things that made conditions in a FO significantly more enjoyable for me.

Better lifestyle and less stress

The first thing I noticed when I walked into the FO – an English one worth a few billion pounds – was the relaxed atmosphere of the place. Coming from a bank, I was hardwired to work without a moment’s respite, but people would say to me, “Take it easy, this isn’t a bank.”

The key difference being that the FO didn’t need to constantly beg clients to do deals in order to collect fees. They already had money – plenty of it. Don’t get me wrong, people there were hungry for more business; but they were much more laid back. That made all the difference.

Being in a position to patiently eye the market for the best opportunities to invest in is a completely different starting point than that of a banker who is given a spear and half a day to catch prey or face being slaughtered. [READ MORE…]



Survival is defined as the condition of continuing to live, usually despite challenging circumstances. And challenging they are for the underprivileged caste of initiates embarking on a journey of financial wizardry. For theirs, is a path beset with veiled violence, false hopes and some level of hair-loss.

Recently, I came across a very stimulating quote from the American author Louis L’Amour. It read: “Knowledge is like money and to be of value must circulate.” That got me thinking. If I fail to share my knowledge then, true, I will remain sole shareholder of it; but it will be an insignificant shareholding. Similar to an idea, I suppose. Ideas have no value. That is, until they’re put to work.

The words of the late novelist moved me.

I am now compelled to do something about it.

Lest the little I know falls anymore in value, I have decided to share a few words with incoming classes of investment banking analysts the world over. May it offer them a lifeline in times of need and desperation. Alas, times they will unquestionably face.


To my yet unblemished young soul,

The world around us is replete with words of advice related to the workplace. Throughout your short yet dignified life you have no doubt been advised to maintain a healthy diet, remain physically active and to make time to see friends and family. A wiry friend of yours of an earthy predisposition may have even convinced you to practice yoga in an unusually sultry room. I am afraid my advice will bear little resemblance to anything you’ve heard thus far.

What I present to you, below, is based on knowledge of the actions of great bankers, whom I have closely watched over the years. Here, I have done my utmost best to encapsulate the best of their strategies and cunning methods into a concise and digestible list.

What qualifies me to write this short piece, you may ask yourself. Firstly, I have breathed, fought and eaten in the den of financial gladiators. I have stood in the arena shoulder to shoulder with fellow bankers, many of whom perished early in their careers and went on to practice lesser arts. During that time I carefully observed the most senior and influential members of the audience above, in order to discern their tastes and motivations. Do not forget, it is they who bestow upon you the gift of life, death and the bonus. Secondly, I have also sat in the stands, from where I attentively watched gladiators below. During my observations, common traits emerged amongst the superior class of men and women who battled in the den. Those who became victors. Masters of the game whose every step riches followed.

Your time in a bank is short. And will likely end just as you begin to truly appreciate the tricks of the trade. What use will that knowledge be to you when you are no longer a banker? Therefore, please accept this humble offering. That it may afford you the advantage of hindsight I have gained.

What follows are guiding principles you should always keep in the back of your mind. They will not make your stay in a bank comfortable or pleasant – such miracles are the subject of schoolchild fantasies. They will, however, help you survive. [READ MORE…]

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